Even if you already have Medicare, your plan can change every year.
Networks shift. Copays adjust. Prescriptions move to new tiers. What worked in 2024 or 2025 may no longer cover your doctors or medications next year — and that can mean surprise costs or limited access to care.
Haven Health's local Colorado team makes it easy to review your Medicare coverage each year—so you can be confident your plan still fits your doctors, pharmacies, and lifestyle.
Each fall, hospitals and clinics — like UCHealth and Banner Health — update their participating plan lists.
Drug formularies are revised, sometimes reclassifying the medications you rely on.
Even “$0 premium” plans can add unexpected expenses.
You may qualify for dental, vision, hearing, or wellness extras that weren’t offered last year.
A quick review can confirm you’re still getting the right value — without overpaying or losing access to your preferred providers.
Real people here in Northern Colorado, not a national call center.
We’ll check your doctors, prescriptions, and pharmacy network at no cost to you.
No sales pitch, just straightforward explanations you can trust.
We represent multiple private insurers approved by Medicare.
We proudly support adults 65+ in Fort Collins, Greeley, Loveland, Windsor, Johnstown, Wellington, and the greater Front Range.
Our agents partner closely with community providers and local pharmacists to help you keep your coverage aligned with your care.
Even if your plan still “works,” it may not be working best for you. A few minutes of review today can save hundreds next year.
Let’s sit down and compare your 2026 options — calmly, clearly, and locally.
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Haven Health Plans is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We represent plans from multiple private insurers approved by Medicare.

We’ll help you compare doctors, prescriptions, and plans — calmly and clearly.