Annual Enrollment (Oct 15–Dec 7): Make sure your 2026 plan still fits YOU

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Do You Have a Chronic Health Condition?

Medicare plans designed for ongoing care and long-term confidence.

If you live with a chronic condition such as diabetes, heart disease, COPD, or kidney disease, there may be a Medicare Advantage plan (Part C) created specifically for you.


These are called Chronic Condition Special Needs Plans (C-SNPs) — and they’re built to coordinate your care, reduce your costs, and keep you healthier at home.


At Haven Health Plans, our local licensed agents help adults 65 and older understand if a C-SNP could make life simpler — with personalized coverage, low-cost prescriptions, and care teams who specialize in your condition.

What Is a C-SNP?

A Chronic Condition Special Needs Plan (C-SNP) is a type of Medicare Advantage plan that focuses on one or more long-term health conditions.

Unlike standard Medicare plans, a C-SNP connects your doctors, specialists, and pharmacy to work together toward one goal — better daily health and fewer surprises.


Common qualifying conditions include:

  • Diabetes
  • Heart disease or chronic heart failure
  • COPD or other chronic lung conditions
  • Chronic kidney disease or ESRD
     

These plans are approved by Medicare and offered by private insurers. They often include extra benefits such as:

  • $0 or low-cost primary-care visits
  • Reduced copays on condition-related medications
  • Care coordination and nurse support lines
  • Dental, vision, and hearing coverage
  • Transportation and fitness programs

Why Consider a C-SNP?

For many Northern Colorado residents, managing multiple doctors, medications, and bills can be overwhelming.


A C-SNP helps bring everything together — one card, one plan, one team that understands your condition.


You might benefit if:

  • You’re on multiple prescriptions for a chronic illness
  • You frequently visit specialists for the same condition
  • You want predictable costs and coordinated communication
  • You’d value help managing your medications through your local pharmacy
     

At Haven Health, we make sure your plan works with your current providers, your pharmacy, and your lifestyle.

Who Qualifies?

You may qualify if you:

  • Are enrolled in Medicare Part A and Part B, and
  • Have been diagnosed with at least one qualifying chronic condition, such as diabetes, heart disease, or COPD

We can help confirm your eligibility and explain which C-SNP plans are available in your county — including those connected with UCHealth, Banner Health, and local specialists throughout Larimer and Weld Counties. 

📞 Speak with a local agent today

Local Guidance, Real Support

Our licensed agents live and work in Greeley, Loveland, Fort Collins, and Windsor.
We partner with local pharmacies and health systems to keep your coverage clear and your costs consistent.


When we meet, we’ll:

  1. Review your conditions and current medications
  2. Compare local C-SNP plans side-by-side
  3. Verify your doctors and hospitals are in-network
  4. Help you enroll — at no cost and no pressure
     

Because your health deserves more than a call center — it deserves a neighbor who cares.

Next Steps

Step 1:

Step 1:

Step 1:

 Schedule a free consultation — online or in person.

Step 2:

Step 1:

Step 1:

 We’ll verify which C-SNP plans you qualify for.

Step 3:

Step 1:

Step 3:

 Together, we’ll review your doctors, medications, and benefits.

Step 4:

Step 1:

Step 3:

 You choose the plan that best fits your care. 

There’s no cost, no obligation, and no sales pressure.

 “After years managing diabetes and heart issues, I finally have one plan that covers all my needs. Haven Health explained everything clearly and helped me find a plan that includes my UCHealth doctors.”
— Jim R., Loveland 

👉Schedule Your Free C-SNP Review →

Frequently Asked Questions

A C-SNP is designed for people with specific chronic conditions, offering customized benefits and closer care coordination. 


Most C-SNP plans simplify specialist access, especially when your care relates to your chronic condition. 


In most cases, yes. We’ll confirm your UCHealth or Banner Health providers before you make any changes. 


 No — our guidance is always free. We represent multiple private insurers approved by Medicare and focus solely on what’s best for you. 


Copyright © 2025 Haven Health - All Rights Reserved.


Haven Health Plans is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We represent plans from multiple private insurers approved by Medicare. 

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Clarity, not pressure. Medicare made local.

 We’ll help you compare doctors, prescriptions, and plans — calmly and clearly. 

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