Medicare + Medicaid: Use Every Benefit You Qualify For
Your coverage may include more than you realize — we’ll help you find it.
If you have Medicare and also receive Medicaid or state assistance, you could qualify for a Dual-Eligible Special Needs Plan (D-SNP) — a type of Medicare Advantage plan (Part C) that combines both programs into one coordinated plan.
These plans can unlock $0 or low-cost doctor visits, prescription savings, and added benefits like dental, vision, hearing, groceries, and transportation — all designed to make life simpler and more affordable.
At Haven Health Plans, our licensed Colorado agents work one-on-one with you (or your loved one) to make sure every available benefit is being used.
Why This Matters
Even if your coverage seems fine, you may be leaving valuable help unused.
- Doctor & pharmacy networks change each year.
- Prescriptions move to new tiers or increase in cost.
- New benefits appear that could save you hundreds.
Our annual review makes sure your care, your costs, and your doctors still fit your life.
Who These Plans Are Designed For
You may benefit from a D-SNP or C-SNP plan if you:
- Have both Medicare and Medicaid (Full or Partial Dual Eligibility)
- Receive help paying your Part B premium through a Medicare Savings Program
- Live with chronic conditions such as diabetes, heart disease, COPD, or kidney disease
- Care for a parent who receives both Medicare and Medicaid
- Want predictable costs and one simple plan that covers more
Whether you’re managing your own coverage or helping a loved one, we’ll guide you step-by-step — calmly, clearly, and locally.
Types of Special Needs Plans
1️⃣ Dual-Eligible SNP (D-SNP)
For people who qualify for both Medicare and Medicaid.
Typical benefits may include:
- $0 copays for primary care & prescriptions
- Dental, vision, and hearing coverage
- OTC allowances & grocery cards
- Rides to medical appointments
- Single ID card and coordinated care team
2️⃣ Chronic Condition SNP (C-SNP)
For those managing long-term conditions such as diabetes, heart failure, or lung disease.
Provides disease-specific support, nutrition programs, and preventive care reminders.
3️⃣ Institutional SNP (I-SNP)
For adults needing nursing-home or assisted-living level care.
Focuses on coordinated teams and 24/7 support.
Local Help in Northern Colorado
Our agents live and work right here — in Greeley, Fort Collins, Loveland, Windsor, Johnstown, Wellington, and Evans.
We understand which plans work best with UCHealth, Banner Health, and your neighborhood pharmacy like Good Day Pharmacy.
When we meet, we’ll review your:
- Doctors and specialists
- Prescription list and pharmacy networ
- Extra help eligibility status
All at no cost and no pressure — just clear answers from a trusted neighbor.
Next Steps
Step 1:
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Schedule a free benefits review.
Step 2:
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We verify your Medicare and Medicaid eligibility.
Step 3:
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We compare plans that fit your doctors and prescriptions.
Step 4:
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Step 3:
You choose the coverage that gives you the most value and support.
There’s no cost, no obligation, and no sales pressure.
"My mom has both Medicare and Medicaid, but we didn’t know her plan could include dental and grocery benefits. Haven Health checked her coverage and helped switch to a plan that saved her over $400 a month.”
— Sarah M., Greeley
Frequently Asked Questions
D-SNP is a Medicare Advantage plan for people who have both Medicare and Medicaid. It combines benefits and can include extras like dental, vision, and OTC allowances.
If you have a Medicare card and any level of Medicaid assistance, you may qualify. We can check eligibility in minutes.
Usually yes. We’ll confirm your UCHealth or Banner Health providers before you change anything.
No — our services are always free, and our advice is unbiased.
We represent multiple private insurers approved by Medicare.
Copyright © 2025 Haven Health - All Rights Reserved.
Haven Health Plans is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We represent plans from multiple private insurers approved by Medicare.
Clarity, not pressure. Medicare made local.
We’ll help you compare doctors, prescriptions, and plans — calmly and clearly.